Ｐａｇｅ 58003 ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 通常モードに戻る ┃ ＩＮＤＥＸ ┃ ≪前へ │ 次へ≫ ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ ▼Finance Made Easy financeeeasyz 09/4/30(木) 23:17 ─────────────────────────────────────── ■題名 ： Finance Made Easy ■名前 ： financeeeasyz <tainedfirnrned2@gmail.com> ■日付 ： 09/4/30(木) 23:17 ■Ｗｅｂ ： http://www.moneybagger.co.uk -------------------------------------------------------------------------
| We use the term finance to explain the act of borrowing for loans or capital for a project. The term can also refer to another branch of the subject dealing with its management. Depending on your viewpoint, it can also be used to define the subject of managing the funds that the private and business sector uses. Large companies with even larger portfolios will employ a finance manager to help control their assets. Managing this involves dealing with the optimization and allocation of funds to various areas either by borrowing or by using those available from internal resources. The whole basis of optimization is to enable the maximum return from your finance while ensuring the cost to arrange it stays at a minimum. Poor finance is the cause of depressed markets caused when managers have not followed the optimization rule which leads to lower production and lower sales globally. For this reason, a finance manager is expected to be very judicious in either the use of available funds or allocation for expenses. It has been said by a number of people that finance managers can often be 'time' short sighted as they rarely look a the long term 'bigger picture'. Finance managers are people who always like to see where they have been and do not look towards the future in the same way that a sales manager does. Some problems arise for the number of businesses that arrange loans and then use them for personal reasons, forgetting that this clearly defined barrier exists. Quite understandably, lenders are unhappy about this type of arrangement as they feel the money might be unsafe. Businesses are gradually getting the message that they must behave more responsibly if they are to stand a chance of expanding in years to come. However, small businesses can finance their needs from other sources like friends or from banks and private lenders. Finance managers can help improve their company's profits by using external sources which also lessens the risk on them at the same time. Bob Hope once said that you can only get a loan from a bank if you can prove to them you have absolutely no need for it; advice which could not be more true. To find out more about the world of finance here are a few blogs that are worth a visit Financial Files Money Anecdote Money Pain Finance Magic |