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| Usury is a creature of statute. Thus, usury violations are statutorily governed and give rise only to those penalties and relief statutorily contained or provided. Other damages, compensatory or punitive, are not recognized or permitted. The relief which the statute provides is primarily defensive. It exacts a penalty by blocking the recovery of money (interest) that otherwise would be due and payable. Thus, usury is an affirmative defense and must be properly pleaded by a defendant. birth control pill genital warts cure genital warts with apple cider vinegar treatment genital warts during pregnancy The automobile driven by the other driver was insured through UniSun Insurance Company with a policy providing liability limits of $ 100,000. UniSun offered to settle the Hassens' claim for the full amount of the policy limits. The Hassens accepted the offer subject to State Farm's approval. The Hassens sent State Farm a certified letter formally notifying it of UniSun's offer and requesting authorization to accept it. The letter further stated "should <State>Farm] choose to preserve its subrogation right by refusing permission to settle, kindly forward a check in the amount of $ 100,000.00." State Farm questioned whether the value of the Hassens' third-party claim was worth UniSun's policy limits. State Farm also stated that it would not make a decision on authorization to settle until it heard from the owner of the other vehicle, who it had reason to believe might have sufficient assets to contribute to a settlement or to satisfy State Farm's subrogation claim. The record does not reflect 674 So. 2d 108 whether the owner ever responded to State Farm's inquiry. cause genital warts come back treatment genital warts in women causes genital warts treatment Judges: Northrop, S.J. best way heal genital warts heal genital warts report how to cure genital warts at home |