| | One important piece of advice when purchasing life insurance is to buy when you are healthy.
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Term insurance provides only protection without a savings component, and is therefore much less expensive than whole or universal life insurance policies.
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Life insurance can help ease the burden to your family by helping with funeral and burial expenses.
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Look at tax returns for expenses or interest earned in regard to life insurance.
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Learn about "no-load" life insurance policies.
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It is important for you to keep up with the expiration date of your life insurance policy and talk to the carrier if the date draws near.
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Evaluate your life insurance policy regularly to ensure that your loved ones have the protection they need.
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Even though it doesn't make a lot of sense, insurance companies see people with low credit as "riskier" and will charge them accordingly.
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You will want to go with a company that is reputable, and has a history of paying out claims.
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