| | Whole life insurance is controversial in certain circles, because it tends to cost more than term insurance and some people are skeptical of its benefits.
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This can save a significant amount of money by putting you in a lower risk group.
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You can pay monthly, quarterly, half-yearly or yearly.
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Don't shy away from the old-fashioned life insurance salesmen out there.
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You should understand everything that is on your policy and how to file claims.
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Get yourself a policy that has a "conversion to permanent" clause.
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Discover if they are compensated through commission or fee.
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A policy sufficient for a renter may need to be increased for a new homeowner to make sure your family has enough financial stability to maintain mortgage payments in the event of your death.
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Choose a term life policy.
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